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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A condition for which medical advice, diagnosis, care, or treatment was recommended or received during the
6 months immediately preceding the effective date of group health coverage is

A) diagnosed condition.
B) preexisting condition.
C) affiliation period.
D) elimination period.

2. How is ownership of a mutual insurance company evidenced?

A) ownership of stock
B) certificate of deposit
C) bonds of the company
D) ownership of a policy

3. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

A) 12 hours annually.
B) 24 hours every 2 years.
C) 26 hours every 3 years.
D) 18 hours every 2 years.

4. Premiums paid by the insured for personally owned disability income insurance are

A) partially tax deductible.
B) not tax deductible.
C) tax deferred.
D) tax deductible.

5. When a life insurance or annuity replacement policy is sold, the policyowner has a right to return the policy for a full refund of premium within

A) 20 days.
B) 7 days.
C) 3 days.
D) 14 days.

Solutions: