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California Department of Insurance CA-Life-Accident-and-Health dumps - in .pdf

CA-Life-Accident-and-Health pdf
  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Sep 19, 2026
  • Q & A: 157 Questions and Answers
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  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Sep 19, 2026
  • Q & A: 157 Questions and Answers
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  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Sep 19, 2026
  • Q & A: 157 Questions and Answers
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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
California Insurance Laws and Regulations- State Regulatory Framework
  • 1. Licensing Requirements
  • 2. Consumer Protection Regulations
  • 3. Producer Responsibilities
  • 4. California Insurance Code
Basic Insurance Concepts and Principles- Insurance Fundamentals
  • 1. Indemnity
  • 2. Risk Management
  • 3. Insurable Interest
  • 4. Utmost Good Faith
Accident and Health Insurance- Health Insurance Policies
  • 1. Disability Income Insurance
  • 2. Long-Term Care Insurance
  • 3. Medicare and Medicaid
  • 4. Medical Expense Plans
- Policy Provisions
  • 1. Claims Procedures
  • 2. Eligibility and Renewability
  • 3. Managed Care Plans
  • 4. Coordination of Benefits
Life Insurance- Policy Provisions and Riders
  • 1. Policy Loans
  • 2. Beneficiary Designations
  • 3. Settlement Options
  • 4. Nonforfeiture Options
- Life Insurance Policies
  • 1. Term Life Insurance
  • 2. Universal Life Insurance
  • 3. Variable Life Insurance
  • 4. Whole Life Insurance
Ethics and Professional Conduct- Agent Responsibilities
  • 1. Privacy and Confidentiality
  • 2. Replacement Regulations
  • 3. Ethical Sales Practices
  • 4. Unfair Trade Practices

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1

Which life insurance classification carries the highest premium?

  • A. Standard
  • B. Preferred
  • C. Substandard
  • D. Preferred Plus
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

As established by PPACA, an adult child may be covered by a parent's health insurance plan until what age?

  • A. 19 years old
  • B. 23 years old
  • C. 26 years old
  • D. 25 years old
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

Specified disease insurance covers all of the following EXCEPT

  • A. costs covered by medical expense insurance.
  • B. incidental costs.
  • C. out-of-pocket payments.
  • D. noncovered medical expenses.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

Which of the following is a common business use for life insurance?

  • A. Creating an immediate estate.
  • B. Creating emergency funds to avoid the need to liquidate assets.
  • C. Helping to fund a person's retirement.
  • D. Key person policy.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

Vision care insurance usually covers all of the following EXCEPT

  • A. contact lenses.
  • B. eye surgery.
  • C. eye examinations.
  • D. eyeglass frames.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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