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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| California Insurance Laws and Regulations | - State Regulatory Framework
|
| Basic Insurance Concepts and Principles | - Insurance Fundamentals
|
| Accident and Health Insurance | - Health Insurance Policies
|
| Life Insurance | - Policy Provisions and Riders
|
| Ethics and Professional Conduct | - Agent Responsibilities
|
California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
Which life insurance classification carries the highest premium?
- A. Standard
- B. Preferred
- C. Substandard
- D. Preferred Plus
Correct Answer: C 🗳️
Explanation: Only visible for Exam4Free members. You can sign-up / login (it's free).
As established by PPACA, an adult child may be covered by a parent's health insurance plan until what age?
- A. 19 years old
- B. 23 years old
- C. 26 years old
- D. 25 years old
Correct Answer: C 🗳️
Explanation: Only visible for Exam4Free members. You can sign-up / login (it's free).
Specified disease insurance covers all of the following EXCEPT
- A. costs covered by medical expense insurance.
- B. incidental costs.
- C. out-of-pocket payments.
- D. noncovered medical expenses.
Correct Answer: A 🗳️
Explanation: Only visible for Exam4Free members. You can sign-up / login (it's free).
Which of the following is a common business use for life insurance?
- A. Creating an immediate estate.
- B. Creating emergency funds to avoid the need to liquidate assets.
- C. Helping to fund a person's retirement.
- D. Key person policy.
Correct Answer: D 🗳️
Explanation: Only visible for Exam4Free members. You can sign-up / login (it's free).
Vision care insurance usually covers all of the following EXCEPT
- A. contact lenses.
- B. eye surgery.
- C. eye examinations.
- D. eyeglass frames.
Correct Answer: B 🗳️
Explanation: Only visible for Exam4Free members. You can sign-up / login (it's free).







